$475,000

Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something… Read More special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo. Read Less

Listing courtesy of Century 21 Advantage.

Listing Snapshot

Days Online

Last Updated

Aug 26, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

2,140

Lot Size

2.51 Acres

Year Built

1996

MLS Number

26049892

30 Days Snapshot Of 62298

$374k

+2%

(avg) sold price

-8%

homes sold

+8%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road Frontage Type: City Street, Road Surface Type: Asphalt

Appliances & Equipment

Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Built-In Electric Oven, Free-Standing Refrigerator, Washer, Electric Water Heater

Basement

Basement: Partially Finished, Basement

Building

Above Grade Finished Area: 2140 Sq.Ft., Above Grade Finished Area Source: Other, Architectural Style: Traditional, Below Grade Finished Area: 600 Sq.Ft., Below Grade Finished Area Source: Other, Construction Materials: Brick, Vinyl Siding, Levels: Two, Living Area: 2740 Sq. Ft., Other Structures: Garage(s), 10 total rooms, Year Built: 1996

Cooling

Cooling: Ceiling Fan(s), Central Air

Disclosures

Disclosures: Seller Property Disclosure

Fireplaces

Features: Family Room, Wood Burning, 1 Fireplace Total, Fireplace Included

Garage

Attached Garage, 2 garage spaces, Garage Included

Heating

Heating: Forced Air

Home Owner's Association

Amenities: None, Fee: 32, Fee Frequency: Monthly, Fees Include: Common Area Maintenance

Interior Features

Features: Breakfast Room, Cathedral Ceiling(s), Ceiling Fan(s), Entrance Foyer, Separate Dining, Walk-In Closet(s)

Laundry

Features: Main Level

Lot

Features: Back Yard, Few Trees, Front Yard, Lot Size Acres: 2.51, Lot Size Dimensions: 270x403x275x354, Lot Size Source: Public Records, Lot Size Square Feet: 109335.6 Sq.Ft.

Parking

Carport Spaces: 0, Features: Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Parking Total: 2

Property

Property Sub Type: Single Family Residence

Sewer

Septic Tank

Taxes

Annual Tax Amount: 6748, Tax Legal Description: LOT 2 CEDAR LAKE ESTATES 1ST RESUB, Tax Year: 2024

Utilities

Electricity Available: Other, Utilities: Electricity Connected, Water Connected, Water Source: Public

Windows

Features: Bay Window(s)

Find The Perfect Home

'VIP' Listing Search

Whenever a listing hits the market that matches your criteria you will be immediately notified.

Join The List

Mortgage Calculator

Selling price

Down payment

Term (years)

Interest rate (%)

Monthly Payment

983 White Oak Drive

'VIP' Listing Search

Schools In The Area

Similar Listings

Find My Dream Home

1. Neighborhoods

2. Home Type

3. Send